Chile Online & Virtual Stores-Experiences as Seller or Buyer

[thisisreallycomplicated]

I just bought something on MercadoLibre to see how it works. And the woman emailed me back, and said I need to deposit my 6000 pesos into her account at BCI. Does anyone here know what my options are for doing that? I have a debit card from BoA. I'm hoping there's a way that doesn't require standing in a really long line. Thanks.

[eeuunikkeiexpat]

You will have to stand in a potentially long line at the bank. Do not lose the receipt and it is best if you immediately scan and send via email your proof of payment.

Always ask questions and get answers to your satisfaction before hitting the "Comprar" button as technically you have promised to buy when doing it.

You have the right to renege but the vendor is potentially left to eat the commission to ML and may rate you with a negative. Two negatives from two different vendors in a set time period gets your account disabled.

[thisisreallycomplicated]

You will have to stand in a potentially long line at the bank.

Thanks, that's what I was afraid of. But maybe there's a way thru BCI's website? Or ServiPag?

[eeuunikkeiexpat]

Do not visit the bank at the beginning, end and perhaps middle of the month (coincides with pay days). The first hours in the morning might actually have longer lines than the last half of the banksta customer shift.

Only way to do it online is with a Chilean Cuenta Vista activated for web transfers. Neither MercadoPago or DineroMail accept foreign issued Visa and Mastercards.

[zer0nz]

lines at banks in places that you can only get to easy by car or are off the main bus routes are always shorter!

[thisisreallycomplicated]

Do not visit the bank at the beginning, end and perhaps middle of the month (coincides with pay days).

Would you avoid just the first and last business day, and one day around the 15th? Or a 2-3 day range? I've noticed some days aren't too bad, and others are awful, but figured it was just random. But I go around the 4-5th to pay rent, so it probably has a lot to do with the first business day and payroll.

The first hours in the morning might actually have longer lines than the last half of the banksta customer shift.

The lines seem to move faster at the end of the day too, when they want to go home:)

[thisisreallycomplicated]

lines at banks in places that you can only get to easy by car or are off the main bus routes are always shorter!

Thanks, I'm going to look for one of those.

[thisisreallycomplicated]

I bought an old hoover upright vacuum cleaner from a guy on mercadolibre, and he's going to send it to me by Pullmanbus. Do they deliver it to your house, or do you have to go pick it up? Thanks.

[HybridAmbassador]

Suppose you have purchased an item on the Web and paid for it using your CC. The purchased item arrived but is not what you have been promissed or low quality or just being scammed etc.etc. You got ahold of the person whom you just purchased that item and notify Him/Her that you are returning it back. Then can you call your Credit Card company and report the missgiving and cancell the transaction there in Chile.? I know by facts that my CC issuers do honour my request but Am I liable or infringing in the Buy/Sell Law of Chile.?

[eeuunikkeiexpat]

I bought an old hoover upright vacuum cleaner from a guy on mercadolibre, and he's going to send it to me by Pullmanbus. Do they deliver it to your house, or do you have to go pick it up? Thanks.

The vendor should be able to tell you if it is going to domicilio or agencia when they give you the Orden de Flete #.