Opening A Bank Account

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Space Cat
Rank: Chile Forum Citizen
Posts: 1415
Joined: Thu Dec 04, 2014 9:20 pm
Location: Valdivia

Re: Opening A Bank Account

Post by Space Cat » Tue Sep 10, 2019 12:54 pm

Thanks, sounds good enough!
dmwbmw2 wrote:
Tue Sep 10, 2019 12:19 pm
So my fear is whether Banco Falabella is a real bank or if it could fail.
I just checked the monthly bank report from CMF and Falabella's "Cartera con morosidad de 90 días o más" and "Cartera deteriorada" are 7.28% from the total assets, same as in BancoEstado:
  • 2.17% — BICE
  • 2.99% — Banco de Chile
  • 4.13% — Bci
  • 4.49% — Scotiabank
  • 4.73% — Security
  • 5.53% — Itaú
  • 5.73% — Santander
  • 6.70% — Internacional
  • 7.38% — BancoEstado
  • 14.57% — Ripley (and it is still alive!)
dmwbmw2 wrote:
Tue Sep 10, 2019 12:19 pm
I know that the amount of deposit insurance is a joke.
In this bank or in Chilean banks in general?

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