Lent a Chilean several millions pesos, and he does not pay back

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snobrd4life
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Re: Lent a Chilean several millions pesos, and he does not pay back

Post by snobrd4life » Mon Jan 21, 2019 4:37 pm

Britkid wrote:
Mon Jan 21, 2019 12:21 pm
I just don't get how you can be down to your last 10,000 while owning a 5 million a car and a 500k smart phone, and then feel the need to spend that last 10,000 immediately on something that seems fairly trivial like a day out to the beach.
I believe there was a discussion a few years back about how the social/family network supports that kind of lifestyle. Overdraft insurance included.

The justification to ask you for that 10k is probably that you really wouldn't miss it and that their reward would be worth the minimal effort to ask.
ese ruido blanco es una alarma en mis oídos
Not in Chile for now, but still lurking.

ghibli
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Re: Lent a Chilean several millions pesos, and he does not pay back

Post by ghibli » Tue Jan 22, 2019 1:15 pm

my two cents - and it's a gift not a loan. I'm with admin on friends/relatives. Don't loan to relatives if at all possible. The best way to lose a friend is to loan him/her money. Now and then I will observe that a friend is up against it and if I can afford it, I just find a way to make it a gift.
One needs to be a bit tactful but a good friend needs to be cherished. BTW, people have done the same for me. What goes around comes around, or so we hope.

As for maestros, much more complicated. I've had maestros who truly had problems - car trouble or what have you - so I have advanced against
their pay which worked out fine for a while. But, eventually they came to expect that for any little thing, I would help out and they became rather nasty when I wouldn't. It may have been partly my fault as I may have made it too easy. My over arching thought was that I wanted to keep the work going. Eventually things reached the point of deep pout and nothing got done right. See the next para....

Regarding maestros, another hard learned lesson was regarding errors. I finally decided that my rule is "one error is a mistake, two is a plan.
Fix it on your own time or you're fired." I found that the same mistakes were occurring again and again, so I paid for an error and then paid to fix it. Kind of a job corps kind of thing. Maestros would explain to me the right way to do something While They Were Doing It Wrongly. How stupid do they think I am??? Very apparently.

So, here's a question for your consideration. My auto was assaulted by a maestro who tried and failed to intimidate me for money. BTW, I am of the female persuasion, which apparently made him think I would be trembling in fear. I know the name and address of the maestro, who bragged about it to his buddies. The carabineros have all the info. My insurance will pay most but not all of the repairs. I will be out of pocket about 200.000 CLP. The carabineros tell me that I can pursue my denouncia with something called FISCALIA. This entity will decide whether to instruct the carabineros to ? arrest? the maestro. Or serve a type of court order to pay? I am of two minds. It may be more trouble than it's worth, and obviously the guy has a horrible temper. But, I'm out the money and the auto will be three weeks in the shop. Does anyone have any experience with this kind of thing? Thanks and have a great day.

ghibli
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Re: Lent a Chilean several millions pesos, and he does not pay back

Post by ghibli » Tue Jan 22, 2019 5:11 pm

Thank you Gloria. I had a feeling Fiscalia might be a waste of time. Sounds like the safest thing to do is try to preserve what I have, suck up the money loss and be thankful for what I do have.

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El Zorro
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Re: Lent a Chilean several millions pesos, and he does not pay back

Post by El Zorro » Tue Jan 22, 2019 11:01 pm

Are we to believe then, that Chile has nothing similar to a small claims court where people can resolve minor civil cases?

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Living well is all that matters. That's what I do.

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eeuunikkeiexpat
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Re: Lent a Chilean several millions pesos, and he does not pay back

Post by eeuunikkeiexpat » Tue Jan 22, 2019 11:07 pm

:lol: :lol: :lol: :lol: Better it happened in Argie lover land.
There are two ways to be fooled.

One is to believe what isn't true;

the other is to refuse to believe what is true.

- Søren Kierkegaard

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fraggle092
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Re: Lent a Chilean several millions pesos, and he does not pay back

Post by fraggle092 » Wed Jan 23, 2019 7:46 pm

El Zorro wrote:
Tue Jan 22, 2019 11:01 pm
Are we to believe then, that Chile has nothing similar to a small claims court where people can resolve minor civil cases?

That's right. There is SERNAC for purchases - if you kept the boleta, assuming you were given one in the first place.
Bienvenidos a Chaqueteo City.

Après moi, le déluge

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