First Chilean job offer

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jamie_m
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Re: First Chilean job offer

Post by jamie_m » Fri May 04, 2018 1:45 pm

That's not a lot of money to tip your life on it's head for :)

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manivel43
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Re: First Chilean job offer

Post by manivel43 » Fri May 04, 2018 11:02 pm

jamie_m wrote:
Fri May 04, 2018 1:45 pm
That's not a lot of money to tip your life on it's head for :)
What would you recommend as a gross salary range that is quite reasonable to live in santiago and may be save a bit for future ? For a couple with no kids, renting a house in santiago, in an expat surrounded area. I am not good in spanish, so i am thinking of choosing an area with expats around, so i might have some friends to communicate with.

dmwbmw2
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Re: First Chilean job offer

Post by dmwbmw2 » Fri May 04, 2018 11:47 pm

A house, in an expat surrounded area?
Im afraid your entire take home pay at 1.200.000 gross wouldnt cover the rent.

You would be able to afford a 2 bedroom 65 m2 apt in Nunoa.

Which isnt terrible, but it may not be what you have in mind.

But i do understand that if you are young and with no kids it is not necessarily a crazy thing to turn your life upside down for a low paying job.

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manivel43
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Re: First Chilean job offer

Post by manivel43 » Sat May 05, 2018 12:28 am

dmwbmw2 wrote:
Fri May 04, 2018 11:47 pm
A house, in an expat surrounded area?
Im afraid your entire take home pay at 1.200.000 gross wouldnt cover the rent.

You would be able to afford a 2 bedroom 65 m2 apt in Nunoa.

Which isnt terrible, but it may not be what you have in mind.

But i do understand that if you are young and with no kids it is not necessarily a crazy thing to turn your life upside down for a low paying job.

Thanks for ur reply mate.
Well, in that case, considering that i rent a 65m2 2 room apartment in nunoa and willing to buy a second hand car, what do u think my take home salary to be ?

jamie_m
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Re: First Chilean job offer

Post by jamie_m » Sat May 05, 2018 9:17 am

It really depends on your lifestyle. 1.2 million will get you by. You can rent a unit in Nunoa or Providencia for 500ish if you look around. Don't worry to much about living next door to gringos, there are lots of gringo places to go and things to do. Sounds like you're an Aussie or a Kiwi, plenty of us about. 1.2 gets gobbled up pretty quick with rent, gastos, health insurance and gringo joints :), not a lot of room left for racetracks and casinos :)

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manivel43
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Re: First Chilean job offer

Post by manivel43 » Sat May 05, 2018 1:44 pm

jamie_m wrote:
Sat May 05, 2018 9:17 am
It really depends on your lifestyle. 1.2 million will get you by. You can rent a unit in Nunoa or Providencia for 500ish if you look around. Don't worry to much about living next door to gringos, there are lots of gringo places to go and things to do. Sounds like you're an Aussie or a Kiwi, plenty of us about. 1.2 gets gobbled up pretty quick with rent, gastos, health insurance and gringo joints :), not a lot of room left for racetracks and casinos :)
I am not really a racing or casino guy bro. I am just fuzzy in renting a good apartment, possibly with Aircon.
I dont mind mingling with them, just worried about communication issues.. my expectation of living is to have a second hand car, a weekend getaway within chile, may be a couple of beers in the evening and that is all about it. I have to eat out for a while since i will be lone for the first 2-4 months. I dont mind dining out at a local restaurant. Dont have to be expensive.

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eeuunikkeiexpat
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Re: First Chilean job offer

Post by eeuunikkeiexpat » Sat May 05, 2018 2:07 pm

Public transport is good and will save a lot vs. the costs of a car and its ownership and I'm a USSA'er who was used to having a car since age 16.
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dmwbmw2
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Re: First Chilean job offer

Post by dmwbmw2 » Sat May 05, 2018 2:23 pm

Never found air conditioning necessary in Santiago. Its a desert and cools off quickly at night.

First thing I did was put in an overhead fan in the bedroom and a portable fan in the TV room and that was more than enough. And cheap.

Only very high end places have air conditioning.

I had the same experience with vehicles as eeuu. I had my own car and mcycle from 16 on but arrived in Santiago with 5 kids and lived the first 18 months with no car.

It was actually fun and we really got to know the city on bus/metro and had amazing weekend adventures to the coast on busses with the kids.

Admittedly after 18 mo when an expat friend offered me a car i knew was in great condition and for a fair price i jumped at it.

But this saved a lot of pain vs. had I rushed to buy a car on arrival.

thisisreallycomplicated
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Re: First Chilean job offer

Post by thisisreallycomplicated » Sat May 05, 2018 4:06 pm

I bought an old car when I got here, and drove it a few times. But now I just take the bus. It's a lot cheaper, and easier than maintaining a car here. It's not like back in the US, where you can get a good used car for $2000 USD, and it's not too hard (in the US) to find a good, honest, reasonably priced mechanic. If you really need a car, then it might still be better to wait until you've been here a while, and know better how things work. I'm in Coquimbo though, so not exactly the same as Santiago.
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lmkwia
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Re: First Chilean job offer

Post by lmkwia » Sat May 05, 2018 6:38 pm

Your take-home salary should be around CLP 1055932 with your current gross salary after health insurance, pension, tax etc.

You may not able to rent a two-bedroom apartment in one of the above mentioned districts as homeowners usually require a tenant's net salary to be at least three times the rent (can be gross income but it doesn't make difference here).

For example, renting an unfurnished two-bedroom apartment (65m2) in Providencia is at least 500k (+ building fee 80~120k). You also have to pay separately for internet, TV, water, electricity, gas, and phone (80k at least). It is already 700k and your disposible income for food, hospital, car, and leisure activities are now at 350k. You still have to contribute 10~50% for your medical exams with your mandatory health insurance. Eating out can be very expensive in Santiago (25k ~30k for dinner for two people in a mid-range restaurant).

An unfurnished two bed-room apartment (55 m2) is around 350k (+ building fee 70k ~ 80k) in Santiago Centro. This may be a more feasible option for you. Personally, I like Santiago Centro as it is well-connected and you don't need a car. However, if I were you, I would re-negotiate the salary first before accepting the offer.

dmwbmw2
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Re: First Chilean job offer

Post by dmwbmw2 » Sat May 05, 2018 7:22 pm

It may not be quite as bleak as Imkwia says.

I have seen such apts as low as 430.000 plus gastos.

Some landlords are very happy to get gringo tenants and bend over backwards to get them. (chilean tenants are notoriously bad, but then so are Chilean landlords) so you dont know until you get out there and look.

We have rented about 6 places prior to buying our own.We always found that using an agent made it much less likely to find a good place at a reasonable price. Unfortunately without some Spanish it could be difficult to do independently.

dmwbmw2
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Re: First Chilean job offer

Post by dmwbmw2 » Sat May 05, 2018 7:23 pm

But there are less expensive options in Centro that shouldnt be ruled out. This is definitely true.

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