ATM fee

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st130811
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Re: ATM fee

Post by st130811 » Sun Mar 04, 2018 2:08 pm

I have a US issued Visa/Plus card. BE lets me ask for up to 400.000, says it will charge me the fee, works at something for about 10 minutes before telling me it can't. Bank account shows withdrawal and immediate reversal. I don't know what that's about.
Banco de Chile 6.500
BCI 4.700
Haven't tried Scotia.

Mike

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eeuunikkeiexpat
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Re: ATM fee

Post by eeuunikkeiexpat » Sun Mar 04, 2018 2:11 pm

So a second report of a Visa/PLUS system debit card being turned down at a BE ATM.

Thanks.
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tiagoabner
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Re: ATM fee

Post by tiagoabner » Sun Mar 04, 2018 4:19 pm

I have the impression that this may be related to how the ATM is setup. There's a Banco Estado close by at Ekono Bellavista that doesn't accept any kind of foreign card, including debit and credit. It's close to here and it's right next to a hostel, so I often see gringos trying to use it to no avail.

bones
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Re: ATM fee

Post by bones » Tue Mar 06, 2018 3:13 pm

US issued Visa/Plus card

ScotiaBank ATM in Constitucion - $3,500 fee

Max withdrawal amount of $200,000

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eeuunikkeiexpat
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Re: ATM fee

Post by eeuunikkeiexpat » Tue Mar 06, 2018 3:33 pm

USA cards

So the Scotiabank one is a mystery. They must have undeclared alliances that work (tiagoabner's example) and declared ones that don't work (Bank of America).
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Britkid
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Re: ATM fee

Post by Britkid » Tue Mar 06, 2018 7:15 pm

bones wrote:
Tue Mar 06, 2018 3:13 pm
US issued Visa/Plus card

ScotiaBank ATM in Constitucion - $3,500 fee

Max withdrawal amount of $200,000
Before this post I think most or all reported no charges at Scotiabank. Scotiabank is the go to no charge ATM because virtually all the others charge apart from a few small banks that are not very widespread.

This may mean that Scotiabank is now going to charge for everyone.

In the past certain banks starting charging at my local ATMs months later than others reported seeing the charge so we'll want to see more reports of Scotiabank during the coming months. It would not be a surprise if they fall in line with everyone else. But too early to say for sure.

I haven't been charged at Scotiabank yet. Always free. I was last there about a month ago or so.

I also use Banco Estado, paying 4000. I always withdraw 400,000 at least then it's only 1% charge.

I haven't tried any others for many months.

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Re: ATM fee

Post by eeuunikkeiexpat » Tue Mar 06, 2018 7:41 pm

UK card vs. US card
Britkid wrote:
Tue Mar 06, 2018 7:15 pm
bones wrote:
Tue Mar 06, 2018 3:13 pm
US issued Visa/Plus card

ScotiaBank ATM in Constitucion - $3,500 fee

Max withdrawal amount of $200,000
Before this post I think most or all reported no charges at Scotiabank. Scotiabank is the go to no charge ATM because virtually all the others charge apart from a few small banks that are not very widespread.

This may mean that Scotiabank is now going to charge for everyone.

In the past certain banks starting charging at my local ATMs months later than others reported seeing the charge so we'll want to see more reports of Scotiabank during the coming months. It would not be a surprise if they fall in line with everyone else. But too early to say for sure.

I haven't been charged at Scotiabank yet. Always free. I was last there about a month ago or so.

I also use Banco Estado, paying 4000. I always withdraw 400,000 at least then it's only 1% charge.

I haven't tried any others for many months.
Generally, just a SPAM KILLER. You are on your own in this forum. My personal mission here is done.

BUT when necessary, by way of ridicule and truth revelation we shalt do war.

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tiagoabner
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Re: ATM fee

Post by tiagoabner » Tue Mar 06, 2018 8:47 pm

Tested on Scotiabank earier today with my Brazilian Banco do Brasil Mastercard and with my UK Barclays Debit Mastercard. Both were charged no fees. It certainly is a Mastercard thing, but it will probably continue to be a mistery unless we get someone that works on their billing system to discuss it here.

For consistency sake, I always use the same ScotiaBank atm on Huerfanos 699, in case someone is around and wants to try.

scandinavian
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Re: ATM fee

Post by scandinavian » Tue Mar 06, 2018 8:49 pm

Used Scotiabank yesterday. No charge. Visa

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eeuunikkeiexpat
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Re: ATM fee

Post by eeuunikkeiexpat » Tue Mar 06, 2018 8:58 pm

scandinavian wrote:
Tue Mar 06, 2018 8:49 pm
Used Scotiabank yesterday. No charge. Visa
Issued from which country?
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eeuunikkeiexpat
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Re: ATM fee

Post by eeuunikkeiexpat » Tue Mar 06, 2018 9:01 pm

tiagoabner wrote:
Tue Mar 06, 2018 8:47 pm
Tested on Scotiabank earier today with my Brazilian Banco do Brasil Mastercard and with my UK Barclays Debit Mastercard. Both were charged no fees. It certainly is a Mastercard thing, but it will probably continue to be a mistery unless we get someone that works on their billing system to discuss it here.

For consistency sake, I always use the same ScotiaBank atm on Huerfanos 699, in case someone is around and wants to try.
As regards to ATMs in Chile always more impotant to specify Cirrus or Plus. But 90%+ precent of the time Mastercard means Cirrus system. Your card has the Cirrus logo sípo?
Generally, just a SPAM KILLER. You are on your own in this forum. My personal mission here is done.

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eeuunikkeiexpat
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Re: ATM fee

Post by eeuunikkeiexpat » Tue Mar 06, 2018 9:05 pm

US Card

Just FYI, the last time this was discussed (more than a year ago), my Cirrus Mastercard debit card (Capital One 360) would have been charged the $3500 CLP Chile-side fee. Will try again the next time I'm in downtown San Antonio.
Generally, just a SPAM KILLER. You are on your own in this forum. My personal mission here is done.

BUT when necessary, by way of ridicule and truth revelation we shalt do war.

--eeuunikkeiexpat

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