im a real noob about how those things are working here, who is better or wrose .so any kind of help/recommendation will help.
Difficult to say which one is better or worse. You will only really know if something happens...
- Rank: Chile Forum Citizen
- Posts: 2215
- Joined: Wed Dec 05, 2012 6:59 pm
- Location: Talagante area, Chile
I am with Sura at the moment for car insurance. The signup process was fine. They weren´t as expensive as others. Haven´t had a claim yet, have been with them less than a year.
Interesting question. Personally, I have a strong dislike for ALL insurance companies, based on my experiences in the UK.
I don't suppose they are any better here in Chile.
I only purchase the legal minimum insurance for Third-Party Claims....known as SOAP....it's very cheap but I would never go for the "Fully Comprehensive"....for my vehicle, a Volvo Xc90 with a V8 4.4.litre engine I doubt it would be 'reasonable' I only do a limited mileage it would be extremely expensive/kilometres traveled.
Applying on-line with SURA was super simple.
Of course, a lot depends on the age of your vehicle and your usage....not to mention where you live: I am fortunate in living well away from the town centres...and my "parcela" is quite secure: Quite a contrast to living in, say, Santiago.
But Mapfre was good and paid without any questions two idiotic incidents I caused as a first-year driver (confused the pedals and rammed the gate, then stuck on a hill in a forest and scratched the car across all 5 doors while trying to get out on my own).
seems like the best current offer is from chilena consolidada with deducible of 3 uf and 70% of car value for total loss at 35,000 seems to me a bit expansive for 70%... but that's the best ive found till far...