Meanwhile I did some research of the existing options because Banco de Chile is slow or probably just silently rejecting us.
According to Servicio Nacional del Consumidor, this banks are just plain awful in complaints number per 10k clients:
- BBVA (also in recent news they're leaving Chile)
- Banco de Chile
I couldn't find cuenta corriente at the sites of Corpbanca, Consorcio at all, they look like investment banks overall. Banco Security doesn't have branches outside of Santiago.
Sites of Ripley and Falabella are just crap, I'm not going to trust a bank with a school project level site. Itaú has a weak site too and also it's targeted at the upper middle class, i.e. all the fees are higher without any real benefits.
This leaves us with:
BCI and Scotia have very similar cuenta corriente tiers for different income levels, BICE seems to have only one. But we went to Banco de Chile in the first place because of the possibility to open USD account and BICE advertises
USD/EUR accounts and online international transfers (!!) right on their cuenta corriente page!
Also BICE has one of the lowest number of complaints. Everything looks great but they don't have a branch in Valdivia. :|
By the way, BCI Nova (BCI-for-poor) advertises
that they open accounts to foreigners with only national ID and a proof of residence. Probably a good replacement for CuentaRUT, also quite cheap in fees and it's possible to get a debit VISA for travelling.