basically (as I understand it) her pension in the philipines is her pension in the philipines and has nothing to do with YOU making contributions to her pension in chile.
Previred is a one-stop-shop to pay tax, medical benefits insurance, workers compensation insurance and the pension fund. I really don't see a way around this, and frankly unless you are prepared to pay some potentially huge medical bills for your nana, I would be paying a monthly contribution ASAP. It is not an insignificant amount of money I suppose, but certainly in our case we consider it a little added security for our nana (especially in terms of the medical coverage), and part of what goes hand in hand with being an employer, no matter who you employ, is to pay their taxes and their contributions. I understand you have an issue with the AFP, and it probably is a bureaucratic mess that no one fully understands (even within the system, especially within the system), but is it worth continuing to battle?


