Chile Forum

eeuu, I don't remember if anyone asked about Banco Security, but I went to the one in Temuco yesterday and the machine didn't ask for the usual $2500 peso fee. That was the first time I had used the atm there. Maybe not the last.

Go to end of thread for current list.

eeuunikkeiexpat wrote:
Yes
Santander - 2500 pesos
Banco Edwards - 2500 pesos
Banco de Chile - 2500 pesos
BBVA - 2500 pesos
BCI - 3300 pesos
Corp Banca PLUS ONLY - 2500 pesos
Banco Condell (part of Corp Banca) PLUS ONLY need confirmation

BCI's slogan "somos diferentes" sure is true, only bank to charge over 3000!

Hightower wrote:

eeuunikkeiexpat wrote:
Yes
Santander - 2500 pesos
Banco Edwards - 2500 pesos
Banco de Chile - 2500 pesos
BBVA - 2500 pesos
BCI - 3300 pesos
Corp Banca PLUS ONLY - 2500 pesos
Banco Condell (part of Corp Banca) PLUS ONLY need confirmation

BCI's slogan "somos diferentes" sure is true, only bank to charge over 3000!

About a month or so ago, I think I tried a BCI atm and the charge was going to be 3500 pesos. It was at a pharmacy I don't remember which one, but it wasn't Cruz Verde.

See end of thread for updated list.

Banco Estado CIRRUS ONLY still no fee reported...

An interesting CIRRUS situation g~j have just discovered...
We usually withdraw 250k pesos when we need "discretionary" funds...
No fee, as witnessed, from Banco Estado...
But on checking our BMO accounts back in CanukLand - we see this
A previous transaction = 250000 X.0019853 = $495.34 (CDN, of course)
Our last transaction = 250000 X.0020495 = $511.35 (again, CDN)
But look what the bankstas did this time...
EXCESS CIRRUS - INTL = $5.00 - we went over their $500 limit
Now g~j hate paying fees and interests to bankstas... ANY time.
We like bankstas to pay g~j their paltry interest... not vice~versa.
So now, we must keep a better eye on the exchange rates (CDN~CHP)
Maybe next time only 240k???
Because $5, after all, is $5...
2,500 pesos is much better in g~j's pockets
(spent for another bottle of Chilean wine, of course...)
Than into the clutching coffers of some rich banksta~types in CanukLand.
So, now we are wiser, we can drink more wine - all is well

Hope another Cirrus card holder can experiment. I dollar cost average my Cirrus card transactions to get my 4 auto reimbursements from my bank for the non-existent Banco Estado fee which frequently give me a minus percent exchange fee

Still no fee at Scotiabank as of July 30.

austin87 wrote:Sorry to nag, but can anyone confirm the Scotia Bank and Bank of America connection?

I can confirm that, as of yet no charges. But I wouldn't expect that to continue. Why wouldn't they, if nothing will stop them? I'm expecting that damned message to pop up at any moment.

No fee at Itaú today.

Speaking of which, how about that current CLP / USD exchange rate

Speaking of which, how about that current CLP / USD exchange rate

But of course eeuu, the CLP/CDN also...
Remember that interesting CIRRUS situation g~j discovered last month...
EXCESS CIRRUS - INTL = $5.00 - when you go over their $500 limit

We usually like to withdraw 250k pesos when we need "discretionary" funds...
In July = 250000 X.0019853 = $495.34 (CDN, of course)
Again in July = 250000 X.0020495 = $511.35 (again, CDN) +$5 fee
Now, to keep under the $500 CDN limit... to save us $5 fee... we get only 240k pesos
In August = 240000 X.0020858 = $499.61 (again, CDN)

Look... this is 10 mil pesos LESS in our pockets every time we go to the ATM.
Say we do this twice a month...
So, this is 20 mil pesos a month we are now "missing" from our pockets.
You understand that this translates to approximately 20 litros of Exportacion
Now this is what we are missing every month.
Where is this CLP going... only UP?
While our whining goes correspondingly only DOWN?
Where will this lead...
How much can g~j reduce their whining